Knowledge Center

Goldsmiths Solicitors brings together lawyers from across all industry sectors and expertise to ignite conversation, make sense of the latest events and trends, and provide essential guidance on the opportunities and challenges facing clients today.

Data Localisation - What the New Payments Circular Means for Banks & Fintechs
Data Localisation: What the New Payments Circular Means for Banks & Fintechs

Nigeria's digital payments sector grew faster than the regulatory architecture that has been built around it. Electronic transaction volumes have increased, mobile money adoption has grown and a few switching, processing and payment solutions providers are at the center of…

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What the Investment & Securities Act 2025 Will Mean for Your Business
What the Investment & Securities Act 2025 Will Mean for Your Business

The Investment and Securities Act 2025 (ISA 2025), signed into law by President Bola Ahmed Tinubu in March 2025 is the most comprehensive reform of Nigeria's capital market legislation in nearly two decades. It repealed the Investment and Securities Act…

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What the CBN’s Financial Holding Company Rules Mean for Banking Groups Banking and Finance Practice
What the CBN’s Financial Holding Company Rules Mean for Banking Groups Banking and Finance Practice

On 10 June 2026, the CBN published an Exposure Draft of Revised Guidelines for the Licensing and Regulation of Financial Holding Companies in Nigeria. The Exposure Draft's public consultation window ends on 9 July 2026. Among the most significant changes…

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Nigerian Open Banking - The Legal Framework All Banks and FinTechs Need to Know
Nigerian Open Banking: The Legal Framework All Banks and FinTechs Need to Know

The Central Bank of Nigeria (CBN) framework on open banking has now transitioned from a policy document to a phased implementation. Nigeria has a comprehensive history of open banking; with the Central Bank issuing Africa's first Open Banking Regulatory framework…

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Corporate Restructuring in Nigeria - What To Do & How to Do It Right
Corporate Restructuring in Nigeria: When to Do It, Why It Matters, and How to Do It Right

The legal process for restructuring is the most significant for a Nigerian company, and arguably, one that is the most often initiated incorrectly. Those who get restructuring right treat it as a thoughtful, planned process – one with clear commercial…

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What Nigerian Employers & Employees Should Know About the Law
What Every Nigerian Employers & Employees Should Know About Employment Law

On 1st May, Nigeria joined over 160 countries in celebrating International Workers' Day, a public holiday that offers not just celebration, but a time for reflection. It is also a reminder of how wide the gap is between Nigerian labour…

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DFI Lending in Nigeria: What Every Borrower Must Know Before Signing
DFI Lending in Nigeria: What Every Borrower Must Know Before Signing

Lending from development finance institutions such as the International Finance Corporation, African Development Bank, Proparco, and German Development Finance Institution, DEG, and other multilateral and bilateral development finance institutions is becoming more accessible to Nigerian businesses across sectors. There may…

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Embedded Finance in Nigeria – What Every Bank-Fintech Partnership Needs

By integrating financial services products into non-financial platforms and business models, embedded finance is changing the Nigerian financial services landscape faster than the regulatory and legal frameworks that govern it. Several banks are distributing financial products through digital channels using…

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Five Important Contract Clauses Every Nigerian Business Should Audit Now
Five Important Contract Clauses Every Nigerian Business Should Audit Now

Most Nigerian business owners know their contracts need attention. Yet, only a few have read them recently. There is a gap between what a contract actually says and what a business truly needs. In terms of scale, risk exposure, and…

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IP and the Nigerian Creative Economy - Why Founders Are Leaving Money On The Table
IP and the Nigerian Creative Economy: Why Founders Are Leaving Money On The Table

Film, music, fashion, digital content, gaming, and design, as well as the technology platforms that distribute and monetise creative work, are among Nigeria's fastest-growing sectors and among its top exports to the world. Nollywood is the second-largest film industry in…

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Earth Day 2026 What Environmental Compliance Means for Nigerian Businesses
Earth Day 2026: What Environmental Compliance Means for Nigerian Businesses

Earth Day is a global reminder that environmental responsibility is no longer an ethical or reputational concern for businesses, it is a commercial one. For Nigerian businesses seeking international investment, DFI financing, or partnerships with multinational corporates, environmental compliance has…

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